With a long track record of providing secure and reliable systems, payments innovation, and strategic thought leadership to financial institutions, The Clearing House (TCH) — the oldest banking association and payments company in the United States that got its start in 1853 — introduced the RTP® (Real Time Payments) network in 2017. This network — which allows all financial institutions to offer safer, faster, and smarter digital transaction services for corporate and retail customers — has become a normal and expected transaction in today’s digital world. A keystone in the Financial Services, TCH operates U.S.-based payment networks that clear and settle more than $2 trillion each day through the wire, ACH (Automated Clearing House, the technology that allows direct deposits and other type of electronic transfers), check image and Real-Time Payments.